Financial Inputs
Enter figures from your latest balance sheet and P&L
1 Company & Period
2 Balance Sheet — Assets
3 Balance Sheet — Liabilities
4 Profit & Loss
Enter your financial data to receive an instant working capital grade and tailored recommendations.
Working Capital
—
£0
Current Assets − Current Liabilities
A positive figure means short-term assets cover short-term obligations.
Current Ratio
—
0.00
Current Assets ÷ Current Liabilities
Healthy: 1.5–3.0
Quick Ratio
—
0.00
(Current Assets − Inventory) ÷ Current Liabilities
Healthy: 1.0+
DSO — Days Sales Outstanding
—
0 days
(Trade Debtors ÷ Revenue) × 365
Sector typical: —
DPO — Days Payable Outstanding
—
0 days
(Trade Creditors ÷ COGS) × 365
Healthy: 30–60 days (longer is better, watch for overdue)
DIO — Inventory Days
—
0 days
(Inventory ÷ COGS) × 365
Healthy: Lower is better — sector dependent
Cash Conversion Cycle
—
0 days
DSO + DIO − DPO
Healthy: Lower (or negative) is better — the time cash is tied up between paying suppliers and collecting from customers.
Top Recommendations
- Awaiting inputEnter your figures on the left to receive tailored, prioritised working capital recommendations.
Disclaimer. Calculations are based entirely on user inputs — accuracy depends on input quality. Sector benchmarks shown are illustrative averages and vary significantly by sub-sector, company size, and trading model. This tool is a financial diagnostic intended as a conversation starter, not formal financial advice. Engage a qualified accountant or finance director for detailed analysis tailored to your circumstances.